Hassan Ashraf Usmani. “The Usury in Non-Muslim States: A Comparative Research Study : الربافی بلاد غیرالمسلمةدراسة فقهیة مقارنة”. Bannu University Research Journal in Islamic Studies 3, no. 2 (December 30, 2016). Accessed September 12, 2026. https://burjis.com/index.php/burjis/article/view/187.